University of South Florida
- USF Insurance Information for F1 and J1 students
- In order to waive, you must download your ID Card and filled out Compliance Form in your PSI account, and submit it HERE.
- Waiver Deadlines: Fall - 08/25/2025
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If I purchase health insurance from my university, how much would it cost?
Garnet Plan
- No Lifetime Limits On Benefits
- $250,000 per Injury/Illness to an overall $1,000,000
- Coinsurance: 80% In-Network
- Mental Health Coverage
- Preventive Care - 80% In-Network
- Prescription Drugs: 80% of charges
- Pre-Ex Conditions - 6 mos. Waiting Period
- $50 Deductible at Student Health
- $15 Copay at Student Health
- Maternity Benefits
- ER Copay: $300 (waived if admitted)
- Medical Evacuation/Repatriation
USF World Elite 450
- ACA Approved Plan through CMS
- Unlimited Maximum Benefits
- Coinsurance: 100% SHC; 80% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $5,000
- Prescription Drugs $15/$40/$75/$100 copay
- ER $200 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation $120,000 per year
- Medical Repatriation $50,000
Ruby Plan
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Treatments
- Preventive Care Services 100% In-Network
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Condition No Limit
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evac & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
在美国读书3年，除了第一年不知道，在朋友的推荐下，后面用了整整两年的PSI保险。PSI的保险，价格便宜，也非常方便，学校审批啥的都不需要操心。最近准备回国需要打疫苗，有关保险方面的东西不知道怎么填，就试了试官网的中文客服电话。以为要排队等很久，结果一下子就接电话，而且回答非常详尽专业，还加了微信一步步帮我完成了申请。说实话这是来美国后最舒服的一次售后客服体验，真的非常感谢！