|A set amount you pay when you receive health care services.
|This is your portion of cost for covered health care services after you have paid your deductible.
|The amount of money you will pay for health care services before your health care insurance begins to
|This coverage will help arrange for you to return home if an injury or serious illness occurs and you
cannot return to your country on your own.
|Out of network
|This means your insurance company does not have a contract for reduced prices with a doctor or other
health care provider. If you go to an out of network provider, your insurance will cover less and you will
have to pay more.
|The most you pay during a policy period. After this maximum, the insurance plan pays 100%.
|The total dollar amount a health insurance company will pay to cover costs of your health care.
|A pre-existing condition is a health issue a person had before or is currently being treated. Your
health insurance must pay for services on all health conditions and cannot exclude payment for pre-existing
|The amount a Preferred Provider will accept as payment in full for Covered Medical Expenses.
|Preferred Provider / In-Network
|This means your insurance company has a contract with a doctor or other health care provider. The
insurance company has negotiated reduced prices with these Providers to help you save money.
|Services that help prevent disease and keep you well. These can include adult immunizations/vaccines
(shots), wellness and screening exams.
|In the event of a person's death, this coverage will arrange to have the body return to the person's
|Usual and Customary
|The lesser of the actual charge or a reasonable charge which is: 1) usual and customary when compared
with the charges made for similar services and supplies; and 2) made to persons having similar medical
conditions in the area where you get service.
|Women's Preventive Services
|This is the regular care a woman needs including checkups for woman's health issues. These services
are paid 100% by the insurance company. The insurance company will also pay 100% for certain methods to