University of South Florida
- USF Health Insurance Information for J1 Scholars.
- After purchase, please download your ID Card and Confirmation Letter, and upload it in iStart.
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
Age
Maple J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 80% In-Network, 60% Out-Network
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 80% PA
- Laboratory Procedures - 80% PA
- Prescription Drug Benefits - 80% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
Cedar J1
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 100%
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 100% PA
- Laboratory Procedures - 100% PA
- Prescription Drug Benefits - 100% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
J1 Scholar Premier
- Worldwide Coverage (excluding home country)
- $500,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- In-Network Deductible: $100 per Illness or Injury
- Vaccines and Testing - 100% (EHIM In-Network)
- Urgent Care - $0 copay
- Out-of-pocket Maximum - $6,950
- Prescription Drugs $20/$40/$60 copay
- Pre-Ex Condition - 6 month waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
在美国读书3年，除了第一年不知道，在朋友的推荐下，后面用了整整两年的PSI保险。PSI的保险，价格便宜，也非常方便，学校审批啥的都不需要操心。最近准备回国需要打疫苗，有关保险方面的东西不知道怎么填，就试了试官网的中文客服电话。以为要排队等很久，结果一下子就接电话，而且回答非常详尽专业，还加了微信一步步帮我完成了申请。说实话这是来美国后最舒服的一次售后客服体验，真的非常感谢！