Central Washington University
Health Insurance

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School Coverage Periods & Rates

SUMMER
06/21/2021 - 09/21/2021
ANNUAL
09/09/2021 - 09/08/2022
FALL
09/09/2021 - 01/04/2022
30-DAY RATE
PSI Platinum Plan

Platinum Plan

  • In-Network Provider - Aetna
  • Unlimited Max Benefit of per Person per Policy Year
  • Out-of-Pocket Maximum $6350 / policy year
  • Coinsurance: 80% In-Network, 70% Out-Network
  • Preventive Care Services per ACA - 100% In-Network
  • Mental Illness & Substance Use Disorder Treatment
  • Prescription Drug Card: $20/$40/$60 copay
  • Coverage for Intramural, Club, & Recreational Sports
  • Pre-existing Conditions - No Limitations or Exclusions
  • Deductibles & Copays Waived at the SHC
  • Evacuation & Repatriation - 100% for services provided
PSI Platinum Plan

Platinum Plan

  • In-Network Provider - UHC Options PPO
  • Unlimited Max Benefit of per Person per Policy Year
  • Out-of-Pocket Maximum $6350 / policy year
  • Coinsurance: 80% In-Network, 70% Out-Network
  • Preventive Care Services per ACA - 100% In-Network
  • Mental Illness & Substance Use Disorder Treatment
  • Prescription Drug Card: $20/$40/$60 copay
  • Coverage for Intramural, Club, & Recreational Sports
  • Pre-existing Conditions - No Limitations or Exclusions
  • Deductibles & Copays Waived at the SHC
  • Evacuation & Repatriation - 100% for services provided
PSI CA Platinum Plan

CA Platinum Plan

  • In-Network Provider - UHC Options PPO
  • Unlimited Max Benefit of per Person per Policy Year
  • Out-of-Pocket Maximum $6350 / policy year
  • Coinsurance: 80% In-Network, 70% Out-Network
  • Preventive Care Services per ACA - 100% In-Network
  • Mental Illness & Substance Use Disorder Treatment
  • Prescription Drug Card: $20/$40/$60 copay
  • Coverage for Intramural, Club, & Recreational Sports
  • Pre-existing Conditions - No Limitations or Exclusions
  • Deductibles & Copays Waived at the SHC
  • Evacuation & Repatriation - 100% for services provided
PSI Diamond Elite

Diamond Elite

  • In-Network Provider - Aetna
  • Unlimited Max Benefit of per Person per Policy Year
  • Out-of-Pocket Maximum $5000 / policy year
  • Coinsurance: 90% In-Network, 70% Out-Network
  • Preventive Care Services per ACA - 100% In-Network
  • Mental Illness & Substance Use Disorder Treatment
  • Prescription Drug Card: $15/$30/$50 copay
  • Coverage for Intramural, Club, & Recreational Sports
  • Pre-existing Conditions - No Limitations or Exclusions
  • Deductible & Copays Waived at SHCs
  • Evacuation & Repatriation - 100% for services provided
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Claim Procedures

Step 1: Bring Your Insurance ID card

Login to your PSI account and print your Insurance ID Card. Always present your Insurance ID Card to your Doctor or Hospital so they can submit your claim directly to us.

Step 2: Visit your Student Health Center or a Preferred Provider

If you are sick or injured, please visit the Student Health Service first. If not available, proceed to a Preferred Provider Network.
We encourage students to use a Preferred Provider whenever possible for two reasons:

1) They have a contract to bill us directly for services so you don't have to pay out of pocket and then file a claim yourself;

2) They have agreed to contracted pricing for covered medical expense, which means your medical cost and charges are kept as low as possible and never exceed the set price which providers accept as payment.

If you visit an Out-of-Network Doctor or Hospital, ask if they can submit claims on your behalf. If they cannot, you will be required to pay for your medical bills during your visit. Afterwards, seek reimbursement by filing a claim. Simply download a Claim Form, Complete, and Sign then include a copy of your ID Card with your medical bills or receipts.

FAQs

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