J1 Exchange Plans
J1 plans designed to meet the U.S. Department of State requirements
Maple J1
$540
$500 deductible
$500 deductible
$44
$500 deductible
$500 deductible
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 80% In-Network, 60% Out-Network
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 80% PA
- Laboratory Procedures - 80% PA
- Prescription Drug Benefits - 80% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
Cedar J1
$646
$100 deductible
$100 deductible
$53
$100 deductible
$100 deductible
- No Lifetime Limits On Benefits
- $100,000 per Injury/Illness
- Coinsurance: 100%
- Physician Office Visit Copayment - $0
- Urgent Care Center Copayment - $0
- Diagnostic X-ray Services - 100% PA
- Laboratory Procedures - 100% PA
- Prescription Drug Benefits - 100% PA
- Repatriation of Remains - $25,000
- Medical Evacuation - $50,000
- A.M. Best rating: A
- COVID is treated like any other sickness
J1 Premier
$788
$100 deductible
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$100 deductible
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$65
$100 deductible
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$100 deductible
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- Worldwide Coverage (excluding home country)
- $250,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- In-Network Deductible: $500 per Illness or Injury
- Vaccines and Testing - 100% (EHIM In-Network)
- Urgent Care - $45 copay
- Out-of-pocket Maximum - $6,950
- Prescription Drugs $20/$40/$60 copay
- Pre-Ex Condition - 6 month waiting period
- ER $250 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
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