J1 Exchange Plans

J1 plans designed to meet the U.S. Department of State requirements

Monthly Annually

Maple J1

$46
$500 deductible

No Lifetime Limits On Benefits
$100,000 per Injury/Illness
Coinsurance: 80% In-Network, 60% Out-Network
Physician Office Visit Copayment - $0
Urgent Care Center Copayment - $0
Diagnostic X-ray Services - 80% PA
Laboratory Procedures - 80% PA
Prescription Drug Benefits - 80% PA
Repatriation of Remains - $25,000
Medical Evacuation - $50,000
A.M. Best rating: A
COVID is treated like any other sickness

Cedar J1

$55
$100 deductible

No Lifetime Limits On Benefits
$100,000 per Injury/Illness
Coinsurance: 100%
Physician Office Visit Copayment - $0
Urgent Care Center Copayment - $0
Diagnostic X-ray Services - 100% PA
Laboratory Procedures - 100% PA
Prescription Drug Benefits - 100% PA
Repatriation of Remains - $25,000
Medical Evacuation - $50,000
A.M. Best rating: A
COVID is treated like any other sickness

J1 Scholar Premier

$65
$100 deductible
View Brochure

Worldwide Coverage (excluding home country)
$500,000 per Injury or Sickness
Coinsurance: 80% In-Network
In-Network Deductible: $100 per Illness or Injury
Vaccines and Testing - 100% (EHIM In-Network)
Urgent Care - $0 copay
Out-of-pocket Maximum - $6,950
Prescription Drugs $20/$40/$60 copay
Pre-Ex Condition - 6 month waiting period
ER $250 Copay (waived if admitted)
Diagnostic Services and Laboratory Tests
Mental Health Benefits
Medical Evacuation & Repatriation

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The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure and/or Terms & Conditions will prevail.

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