Florida Gulf Coast University
- FGCU Health Insurance Information. PSI is recommended!
- PSI Sapphire, Garnet, and Silver Plans meet all the requirements and are pre-approved!
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If your effective/start date is not shown below, you'll be able to select any coverage dates when enrolling online. For assistance, please contact [email protected].
Garnet Plan
- No Lifetime Limits On Benefits
- $250,000 per Injury/Illness to an overall $1,000,000
- Coinsurance: 80% In-Network
- Mental Health Coverage
- Preventive Care - 80% In-Network
- Prescription Drugs: 80% of charges
- Pre-Ex Conditions - 6 mos. Waiting Period
- $50 Deductible at Student Health
- $15 Copay at Student Health
- Maternity Benefits
- ER Copay: $300 (waived if admitted)
- Medical Evacuation/Repatriation
Silver Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury or Sickness
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Prescriptions - 70%, $1,000 max per year
- Pre-ex Condition - 6 month waiting period
- Mental Health & Substance Abuse
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.