Virginia Tech
OPT, Summer/Winter Camps, Study Abroad Students
Age
PSI OPT Plan
- $150,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- 12 Months Waiting Period for Pre-Existing Condition
- Medical Evacuation & Repatriation - $50,000 max
- Return of Mortal Remains - $25,000 max
- Worldwide Coverage, excluding Home Country
PSI H1B Plan
- $500,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- 12 Months Waiting Period for Pre-Existing Condition
- Medical Evacuation & Repatriation - $100,000 max
- Return of Mortal Remains - $50,000 max
- Worldwide Coverage, excluding Home Country
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
You guys provided the quickest and best customer service compared to other insurance companies!
Minh
I’ve never seen a customer service this good for a very very long time. Your website is updated and tellers a student what exactly to do. Your service is just excellent. I chose PSI because last year I was recommended by a friend. I didn’t know much about it but after seeing your service I don’t think I will leave from here.
Nikhil
I would say what makes PSI different from other insurance companies is its Customer Service. I have never seen any of my former insurance company sending me email on Sunday to help me with my issue. And not even mention that, in the week there were multiple of them, just to help me resolve my issue after my school rejected me.
