Trusted by International Students Since 1996
F-1 OPT & STEM OPT
Health Insurance
Affordable, flexible coverage for F-1 OPT, STEM OPT and students waiting for EAD.
- Plans start at $52/month
- UnitedHealthcare PPO Network
- Instant ID Card
- Enroll in 5 Minutes
★★★★★ 4.9/5 (3,200+ reviews)
20,000+ OPT & STEM OPT students enrolled
20,000+
OPT & STEM OPT Students Enrolled
30+
Years of Experience
Serving since 1996
UnitedHealthcare PPO Network
Access quality care nationwide
See your price by age
Coverage age is the age of the insured on the policy start date.
Flexible Pricing for OPT & STEM OPT Students
Choose the Right Plan for You
Prices update automatically based on your age. Compare coverage, deductible and monthly cost before enrolling.
PSI OPT Plan
$52 /30 days
$628
/ year
$400 deductible
$400 deductible
- $150,000 Maximum Benefit
- OPT and H1B are eligible
- Coinsurance - 80% In-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- Pre-Existing Condition - 12 Mos. Waiting Period
- Medical Evac & Repat - $50,000 max
- Return of Mortal Remains - $25,000 max
- Worldwide Coverage, excluding Home Country
PSI H1B Plan
$79 /30 days
$960
/ year
$250 deductible
$250 deductible
- $500,000 Maximum Benefit
- OPT and H1B are eligible
- Coinsurance - 80% In-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- Pre-Existing Condition - 12 Mos. Waiting Period
- Medical Evac & Repat - $100,000 max
- Return of Mortal Remains - $50,000 max
- Worldwide Coverage, excluding Home Country
Buy in 3 Easy Steps
1
Select Your Plan
Choose the plan that best fits your OPT, STEM OPT, or H-1B insurance needs.
2
Complete Enrollment
Fill out a short form, confirm your age-based pricing, and make payment online.
3
Receive Your ID Card
Get your digital ID card instantly so you can use your plan and submit proof of coverage.
FAQs
What Students Say About PSI
★★★★★
”
I bought the OPT plan while waiting for my EAD. The process was super quick and I received my ID card immediately.
Arjun S.
★★★★★
”
Great coverage and excellent customer service. They helped me understand everything and enrolling was straightforward.
Mei L.
★★★★★
”
The enrollment took less than 5 minutes. Very affordable and a strong option for students transitioning to work status.
Rahul K.
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