Trusted by International Students Since 1996

HARVARD Student Health Insurance Waiver Plans

Compare harvard student insurance options, prices, coverage dates, and waiver-ready documents online.

Waiver Status Approved ✓

Insurance Provider

PSI Health Insurance Meets Requirements

Student Eligibility Verification

Active (ANNUAL 2026-2027)

STUDENT MEDICAL CARD PSI

MEMBER SINCE 1996 WAIVER COMPLIANT

Waiver 截止日期: July 31, 2026

年龄学生身份

Sapphire Plan

$90 deductible

无终身福利限制
每次意外伤害或每个疾病最高赔付$500,000
网络内医疗机构报销80%，网络外医疗机构按照惯例收费的75%报销
覆盖心理健康
处方药-惯例收费的80%报销
个人最高自付上限网内$2000/每个保险年度
既往病史-无限制
在校医院就诊需支付$45挂号费
医疗救助运送最高报销$60,000
遗体运送回国最高报销$50,000
新冠的治疗按照一般疾病条款赔付

Presidential Plan

全球保障（原籍国除外）
无限保额
网内医疗机构报销80%
校医院SHC无挂号费/不计免赔
既往病史无等待期
处方药：$10/$20/$40定额手续费
心理健康福利
预防保健福利

Blue Diamond

$250 deductible

无赔付上限、无终身福利限制
网络内医疗机构报销80%，网络外医疗机构惯例收费60%报销
住院、门诊报销80%
预防保健、疫苗-网络内医疗机构报销100%
处方药-定额手续费$30，报销80%
无既往病史限制
心理健康报销80%, $50挂号费
药物、酒精依赖
怀孕生产福利
个人最高自付上限$6350/每个保险年度
在校医务室就诊无需支付挂号费
医疗救助运送、遗体运送回国($100,000上限)

页面显示的保费金额包含保险保费、行政费用以及支付处理费用。

Why Choose PSI for Your Waiver?

We bridge the gap between complex university rules and affordable international student health insurance.

30 Years of Trusted Experience

Focused on international student insurance, with plans that align closely with school waiver requirements.

Dedicated Waiver Guidance

Enroll and receive step-by-step instructions to help you complete your school waiver quickly.

Compliant and Efficient Approval

Our plans are designed around school requirements to help your waiver get approved smoothly.

100% Refund Promise

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★

May 26, 2026

"Waiver process was so simple! I was worried about my F1 visa status, but PSI made it easy. You can tell they have years of experience helping international students."

— Li W., Computer Science

★★★★★

May 24, 2026

"Best decision ever. The PSI plan covers exactly what school requires, and their 30+ years of experience really shows in the support."

— Arvinder K., Engineering