Trusted by International Students Since 1996

HARVARD Student Health Insurance Waiver Plans

Compare harvard student insurance options, prices, coverage dates, and waiver-ready documents online.

Waiver Status Approved ✓

Insurance Provider

PSI Health Insurance Meets Requirements

Student Eligibility Verification

Active (ANNUAL 2026-2027)

STUDENT MEDICAL CARD PSI

MEMBER SINCE 1996 WAIVER COMPLIANT

Waiver Deadline: July 31, 2026

Age Student Status

Sapphire Plan

$90 deductible

No Lifetime Limits On Benefits
$500,000 per Injury/Illness
Coinsurance: 80% In-Network
Mental health coverage
Prescription Drugs: 80% of Usual Charges
Out-of-Pocket Maximum $2000 In-Network
Pre-ex Conditions - No limits
$45 Deductible at Student Health
Medical Evacuation/Repatriation - $60,000
Return of Mortal Remains - $50,000
COVID is treated like any other sickness

Presidential Plan

Worldwide Coverage ($1,000 home country coverage)
Unlimited Maximum Benefit
Coinsurance: you pay 20% (In-Network)
No Copays / Deductible at SHC
Pre-Ex Condition - No waiting period
Prescription Drugs $10/$20/$40 copay
Mental Health
Wellness Care

Blue Diamond

$250 deductible

Unlimited Maximum Benefits
Coinsurance: 80% In-Network
No Copays at SHC
Out-of-pocket Maximum - $6,350
Pre-Ex Condition - No waiting period
Prescription Drugs $30 copay, 80% coinsurance
Mental Health & Substance Use
Wellness Care

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

Why Choose PSI for Your Waiver?

We bridge the gap between complex university rules and affordable international student health insurance.

30 Years of Trusted Experience

Focused on international student insurance, with plans that align closely with school waiver requirements.

Dedicated Waiver Guidance

Enroll and receive step-by-step instructions to help you complete your school waiver quickly.

Compliant and Efficient Approval

Our plans are designed around school requirements to help your waiver get approved smoothly.

100% Refund Promise

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★

May 26, 2026

"Waiver process was so simple! I was worried about my F1 visa status, but PSI made it easy. You can tell they have years of experience helping international students."

— Li W., Computer Science

★★★★★

May 24, 2026

"Best decision ever. The PSI plan covers exactly what school requires, and their 30+ years of experience really shows in the support."

— Arvinder K., Engineering

Need Assistance?

Our support team helps you understand the waiver steps and required insurance documents.

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