PSI Health Insurance
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Trusted by International Students Since 1996

Western Michigan University
Health Insurance for J1 Exchange Visitor Scholar

  • Only J1-Visa holders are allowed to waive the SHIP. Our Maple, Cedar, and J1 Premier Plans can meet the requirements. Click HERE to enroll.
  • For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.

Recommended Plans

Prices currently shown for: ANNUAL 2026-2027

Maple J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 80% In-Network
Most Popular

Oak J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 80% In-Network

Cedar J1

  • No Lifetime Limits On Benefits
  • $100,000 per Injury/Illness
  • Coinsurance: 100%

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★
Recent

"PSI is a great option for International Students. They offer a variety of options for students to cater to their needs, as every student have different priorities. Their Customer Service is excellent too! They respond to your queries right away and make sure that your concerns are address and you are a satisfied customer! Would highly recommend!"

Jeismyl

— Jeismyl

★★★★★
Recent

"I chose PSI insurance because it provides good benefits at rates affordable to students and my university accepts it. I have had PSI insurance for years. I haven’t had to use it much, but whenever I have needed to, it has been very useful and helpful. Your customer service is also very prompt and friendly and I would certainly recommend PSI insurance to international students in the US."

Varad

— Varad

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