University of Central Florida
OPT, Summer/Winter Camps, Study Abroad Students
PSI OPT Plan
- $150,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- 12 Months Waiting Period for Pre-Existing Condition
- Medical Evacuation & Repatriation - $50,000 max
- Return of Mortal Remains - $25,000 max
- Worldwide Coverage, excluding Home Country
PSI H1B Plan
- $500,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- 12 Months Waiting Period for Pre-Existing Condition
- Medical Evacuation & Repatriation - $100,000 max
- Return of Mortal Remains - $50,000 max
- Worldwide Coverage, excluding Home Country
See what your alumni said...
Customer Rep was great at directing me through the PSI portal. I felt in good hands when trying to explain what I was looking for. I will definitely get this same insurance for next semester! I wish I would have tried this one out when I started my master's. My previous insurance was a mess, and really hard to get answers from. I needed extra OBGYN treatments and exams, which were not covered much at all and certainly hurt my pocket along with COVID-19. Their portal was absolutely terrible compared to PSI's. I love how easy to navigate PSI's portal is! Thank you for your assistance, and for showing me the extra help in discounts PSI offers!
Margaret
PSI offers much cheaper option than the school's recommended health insurance plan. Also, my friend being subscribed to PSI is another reason why I chose PSI. I’m normally healthy and rarely go to hospitals or see doctors but I’m personally concerned about emergency situations. And that’s why I chose Presidential Health Plan since it offers 100% coverage for emergency.
