University of Rochester
- UR Insurance Information for F1/J1 International Students
- In your PSI account, click on 'Waiver Instructions' to help you answer all the Online Waiver questions, and opt-out of the School's Plan
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If I purchase health insurance from my university, how much would it cost?
Royal 1500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Out-of-pocket Maximum - $8,000
- Pre-Ex Condition - No waiting period
- Prescription Drugs $10/$20/$40 copay
- Mental Health
- Wellness Care
Royal 500 Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: You pay 20% (In-Network)
- No Copays / Deductible at SHC
- Out-of-pocket Maximum - $8,000
- Pre-Ex Condition - No waiting period
- Prescription Drugs $10/$20/$40 copay
- Mental Health
- Wellness Care
Ruby Plan
- Unlimited Maximum Benefits
- Coinsurance: 80% In-Network
- No Copays at SHC
- Out-of-pocket Maximum - $6,350
- Pre-Ex Condition - No waiting period
- Prescription Drugs $30 copay, 80% coinsurance
- Mental Health & Substance Use
- Wellness Care
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.