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FIU - Plans Accepted For School Requirements


  • FIU Insurance Information for F1 and J1 students
  • FIU recommends PSI Health Insurance on this video (see 1:24).
  • PSI Sapphire, Gold, & Blue Diamond Plans meet the requirements, and approved by FIU as an alternative insurance plans.
  • Waiver Deadlines: FALL - 09/15/2024 | SPRING - 02/06/2025 | SUMMER - 06/15/2025
  • After your purchase, please allow 2-3 business days for your insurance hold to be removed.
  • OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans. Click "HERE".
Age
Plan

Sapphire Plan

$389
$90 deductible
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$435
$90 deductible
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$1,037
$90 deductible
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$1,037
$90 deductible
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$85
$90 deductible
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  • No Lifetime Limits On Benefits
  • $500,000 per Injury/Illness
  • Coinsurance: 80% In-Network
  • Mental health coverage
  • Prescription Drugs: 80% of Usual Charges
  • Out-of-Pocket Maximum $2000 In-Network
  • Pre-ex Conditions - No limits
  • $45 Deductible at Student Health
  • Medical Evacuation/Repatriation - $60,000
  • Return of Mortal Remains - $50,000
  • COVID is treated like any other sickness
Plan

Gold Plan

$511
$250 deductible
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$571
$250 deductible
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$1,361
$250 deductible
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$1,361
$250 deductible
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$112
$250 deductible
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  • No Lifetime Limits On Benefits
  • $2,000,000 per Person per Policy Year
  • Coinsurance: 80% In-Network
  • Preventive Care, GYN exams, Vaccines
  • Prescription Drug Benefit
  • Mental Health Benefit
  • Alcohol and Substance Abuse
  • Maternity Care Benefits
  • Pre-ex Conditions waiting period 6 mos
  • No Copays/Deductible at SHC
  • Medical Evacuation & Repatriation
Plan

Blue Diamond

$644
$250 deductible
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$719
$250 deductible
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$1,715
$250 deductible
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$1,715
$250 deductible
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$141
$250 deductible
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  • Unlimited Maximum & Lifetime Benefit
  • 80% In-Network Coinsurance
  • Hospitalization, Inpatient Benefits
  • Preventive Care, GYN exams, Vaccines
  • Prescription Drugs: $30 copay, 80% Co-ins
  • Student Pre-Ex Condition No Limits
  • Mental Health Benefits
  • Alcohol & Substance Abuse
  • Maternity Care Benefits
  • Out-of-Pocket Max $6,350/year
  • No Copays at SHC
  • Medical Evacuation & Repatriation
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

See what your alumni said...

I chose PSI because the web was easy to understand and navigate even though it was the first time I bought an international insurance. The Gold Plan satisfied the university requirements. All the emails are rapidly responded and the company provides kind support. I definitely recommend this company for all international students in the US

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