Western Michigan University


  • Only J1-Visa holders are allowed to waive the SHIP. Our Maple, Cedar, and J1 Premier Plans can meet the requirements. Click HERE to enroll.
  • WMICH Health Insurance Info
    Western Michigan University has new requirements for waiving the school plan. Please double check that your PSI plan will be eligible for a waiver before purchasing.
  • For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
Age
Plan

Bronze Plan

$409
$250 deductible
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$34
$250 deductible
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  • No Lifetime Limits on Benefits
  • $500,000 per year; $150,000 per Injury/Illness
  • Coinsurance: 80% In-Network
  • Diagnostic Services
  • Mental Health coverage
  • Prescriptions - 100%, max $100 injury/illness
  • Urgent Care - $0 copay
  • Pre-ex Conditions - 6 month waiting period
  • Deductible/Copay at Student Health - $0
  • Medical Evacuation & Repatriation - $60,000
  • COVID is treated like any other sickness
Plan

Silver Plan

$679
$1500 deductible
View Brochure
$752
$500 deductible
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$887
$100 deductible
View Brochure
$56
$1500 deductible
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$62
$500 deductible
View Brochure
$73
$100 deductible
View Brochure
  • No Lifetime Limits On Benefits
  • $500,000 per Injury or Sickness
  • Coinsurance: 80% In-Network
  • Diagnostic Services and Laboratory Tests
  • Mental Health coverage
  • Prescriptions - 70%, $1,000 max per year
  • Urgent Care - $50 copay
  • Pre-ex Conditions - 6 month waiting period
  • No Copays/Deductible at Student Health
  • Medical Evacuation & Repatriation - 100%
  • COVID is treated like any other sickness
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

See what your alumni said...

PSI is a great option for International Students. They offer a variety of options for students to cater to their needs, as every student have different priorities. Their Customer Service is excellent too! They respond to your queries right away and make sure that your concerns are address and you are a satisfied customer! Would highly recommend!

I chose PSI insurance because it provides good benefits at rates affordable to students and my university accepts it. I have had PSI insurance for years. I haven’t had to use it much, but whenever I have needed to, it has been very useful and helpful. Your customer service is also very prompt and friendly and I would certainly recommend PSI insurance to international students in the US.

PSI保险服务超级棒:中文客服咨询秒回;新冠期间还会打电话教我如何在美国看病就医;他们请相关领域的教授办了几次讲座科普新冠疫情期间的自我保护;还组织发布不同领域的实习和内推机会!!!

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