Louisiana State University
- LSU Insurance Information for F1 and J1 Students.
- OPT Participants, you may click HERE
- If I purchase health insurance from my university, how much would it cost?
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
Platinum Plan
- Unlimited Maximum & Lifetime Benefit
- Coinsurance: 80% In-Network
- Hospitalization, In/Outpatient Benefits
- Preventive Care, GYN exams, Vaccines
- Prescription Drugs $20 copay/$40 copay/ 60%
- No Limits on Pre-Ex Conditions for Students
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- Pediatric Dental & Vision
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.