How do I choose the right eligibility type for school waiver?

Use the Eligibility selector to switch among J-1 Student, J-1 Scholar, and OPT pathways. Each pathway loads plan options aligned with that eligibility profile.

Can PSI plans be used for school insurance waiver submission?

PSI plans are designed to satisfy common university waiver standards. Students should always compare plan details with the latest school waiver requirements before submitting.

What visa categories are supported on this portal?

This portal supports multiple international student categories, including F-1, J-1 Student, J-1 Scholar, and OPT, depending on school and term setup.

Does changing age affect the displayed premium?

Yes. Premiums are recalculated when age changes, and prices update in the plan cards for the selected eligibility and term.

How quickly can I get compliant with school insurance requirements?

Most students can review requirements, choose an eligible plan, and complete enrollment in minutes when required information is ready.

Is PSI affiliated with my school?

PSI is not affiliated with or endorsed by universities. Plans are offered as a waiver-eligible alternative, and students should verify school-specific rules before submission.

Trusted by International Students Since 1996

International Center of Photography
Health Insurance Waiver for International Students

Find PSI plans for ICP students, enroll online, and download documents for your waiver submission.

Waiver Support Documents Ready ✓

Insurance Provider

PSI Health Insurance Documents Available

Eligibility Verification

Active

STUDENT MEDICAL CARD PSI

MEMBER SINCE 1996 WAIVER COMPLIANT

It his highly recommended that International Students purchase health insurance while studying in the U.S.
You'll be able to select any coverage dates when enrolling online. For assistance, please contact [email protected].
OPT Participants, or those waiting for OPT to start and H1Bs are eligible for Explorer plans >> Click "Enroll Now" to see your options.
Not an F1 or J1 Student? I'm a J1 Exchange Visitor Scholar

Your Eligibility Status

Your Age

Select Term

Recommended Plans

Bronze Plan

No Lifetime Limits on Benefits
$500,000 per year; $150,000 per Injury/Illness
Coinsurance: 80% In-Network
No Copays / Deductible at SHC
Prescriptions - 100%, max $100 injury/illness
Pre-ex Condition - 6 month waiting period
Mental Health & Substance Abuse

Silver Plan

No Lifetime Limits On Benefits
$500,000 per Injury or Sickness
Coinsurance: 80% In-Network
No Copays / Deductible at SHC
Prescriptions - 70%, $1,000 max per year
Pre-ex Condition - 6 month waiting period
Mental Health & Substance Abuse

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Our Promise: 100% Waiver Denial Refund

If your waiver is denied because the selected PSI plan does not meet your school’s insurance waiver requirements, PSI will refund your premium according to our refund policy. Students must submit the waiver before the deadline and provide the denial notice for review.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★

Recent

"Waiver process was so simple! I was worried about my F1 visa status, but PSI made it easy. You can tell they have years of experience helping international students."

— Li W., Computer Science

★★★★★

Recent

"Best decision ever. The PSI plan covers exactly what school requires, and their 30+ years of experience really shows in the support."

— Arvinder K., Engineering

International Center of Photography Health Insurance Waiver for International Students