Virginia Tech
- VT WAIVER INFO - Waiver Instructions appear in your PSI account after enrollment
- Fall waiver deadline is August 31, 2025.
- Graduating Students who need specific coverage dates, please send an email to daisy@psiservice.com.
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- How much will my university insurance cost?
Opal Plan
- No Lifetime Limits On Benefits
- Unlimited Maximum Benefits
- Coinsurance 80% In-Network
- Mental Health Coverage
- Preventive Care - 100% In-Network
- Prescription Drugs: 80% of charges; $30 copay
- Pre-Ex Conditions - No Waiting Period
- Out-of-Pocket Maximum $6,350/year
- Intramural & Club Sports
- Maternity Care Benefits
- No Copays at SHC
- ER Copay: $300 (waived if admitted)
- Medical Evacuation & Repatriation
Blue Diamond Plus
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Benefits
- Preventive Care, GYN exams, Vaccines
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Conditions No Limits
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefit
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evacuation & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
You guys provided the quickest and best customer service compared to other insurance companies!
Minh
I’ve never seen a customer service this good for a very very long time. Your website is updated and tellers a student what exactly to do. Your service is just excellent. I chose PSI because last year I was recommended by a friend. I didn’t know much about it but after seeing your service I don’t think I will leave from here.
Nikhil
I would say what makes PSI different from other insurance companies is its Customer Service. I have never seen any of my former insurance company sending me email on Sunday to help me with my issue. And not even mention that, in the week there were multiple of them, just to help me resolve my issue after my school rejected me.