PSI Health Insurance
Login
Trusted by International Students Since 1996

University of Pennsylvania
Health Insurance Waiver for International Students

Find PSI plans for UPENN students, enroll online, and download documents for your waiver submission.

Recommended Plans

Prices currently shown for: ANNUAL 2026-27

Opal Plan

  • Unlimited Maximum Benefits
  • Coinsurance 80% In-Network
  • No Copays at SHC
Most Popular

Emerald Plan

  • Unlimited Maximum Benefits
  • Coinsurance 80% In-Network
  • No Copays at SHC

Platinum Plan

  • Unlimited Maximum Benefits
  • Coinsurance: 80% In-Network
  • No Copays / Deductible at SHC

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Our Promise: 100% Waiver Denial Refund

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.


Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★
Recent

"PSI has diverse options for International Students which are provided by the most trusted insurance companies in USA like Aetna. They have a very strong collaboration with Universities like UPenn which makes it seamlessly easy for students to apply and use the policy. The policies have been specially curated for students and cover most of the benefits which might be necessary for a college going individual. The Customer Service support by PSI is really responsive and have thoroughly helped me in the entire process. They gave me the desired result in the expected time frame. Also, the representatives are very kind and helping. I strongly recommend other International Students (specially if you are coming to Penn) to check out PSI's offerings. "

Samarth

— Samarth

★★★★★
Recent

"PSI insurance makes an intimidating system more approachable for international students in the USA. I used PSI in my 2019-2020 academic term as it was a good alternative to my university's student health insurance plan. The claim process was straightforward. The team was also very responsive. Due to the pandemic, I planned my return to the USA to be in the middle of the semester. PSI representatives were very helpful in tailoring my insurance coverage dates and my premium amount to match my needs exactly. The team continued to be very responsive throughout: to every query I received a response by the next day (often within the next couple of hours). I would recommend PSI to other international students."

Agrima

— Agrima

Frequently Asked Questions