Trusted by International Students Since 1996

University of North Carolina - Charlotte
Health Insurance Waiver for International Students

Find PSI plans for UNCC students, enroll online, and download documents for your waiver submission.

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MEMBER SINCE 1996 WAIVER COMPLIANT

UNC Charlotte Health Insurance Information for International Students.
After enrolling in a PSI plan, click 'Waiver Instructions" in your PSI account to help you answer all the Online Waiver questions.
Waiver Deadline: Fall - September 10, 2026
For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
If I purchase health insurance from my university, how much would it cost?

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Recommended Plans

Prices currently shown for: ANNUAL

Garnet Plan

No Lifetime Limits On Benefits
$250,000 per Injury/Illness to an overall $1,000,000
Coinsurance: 80% In-Network
Mental Health Coverage
Preventive Care - 80% In-Network
Prescription Drugs: 80% of charges
Pre-Ex Conditions - 6 mos. Waiting Period
$50 Deductible at Student Health
$15 Copay at Student Health
Maternity Benefits
ER Copay: $300 (waived if admitted)
Medical Evacuation/Repatriation

Presidential Plan

Worldwide Coverage ($1,000 home country coverage)
Unlimited Maximum Benefit
Coinsurance: you pay 20% (In-Network)
No Copays / Deductible at SHC
Pre-Ex Condition - No waiting period
Prescription Drugs $10/$20/$40 copay
Mental Health
Wellness Care

Gold Plan

No Lifetime Limits On Benefits
$2,000,000 per Person per Policy Year
Coinsurance: 80% In-Network
No Copays / Deductible at SHC
Prescriptions - 70%, $2,000 max per year
Pre-ex Condition - $2,500 Limit (First 6 Months)
Mental Health & Substance Abuse
Wellness Care

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Our Promise: 100% Waiver Denial Refund

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★

Recent

"Waiver process was so simple! I was worried about my F1 visa status, but PSI made it easy. You can tell they have years of experience helping international students."

— Li W., Computer Science

★★★★★

Recent

"Best decision ever. The PSI plan covers exactly what school requires, and their 30+ years of experience really shows in the support."

— Arvinder K., Engineering

University of North Carolina - Charlotte Health Insurance Waiver for International Students