University of Central Florida
- UCF Insurance Information for F1 and J1 students.
- The 2025-26 PSI plans offered below has been pre-approved by UCF Student Health Services.
- After your purchase, please submit your Insurance documents on this link.
- Waiver Deadlines: SPRING - 02/15/2026 | SUMMER - 06/26/2026
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If I purchase health insurance from my university, how much would it cost?
Garnet Plan
- No Lifetime Limits On Benefits
- $250,000 per Injury/Illness to an overall $1,000,000
- Coinsurance: 80% In-Network
- Mental Health Coverage
- Preventive Care - 80% In-Network
- Prescription Drugs: 80% of charges
- Pre-Ex Conditions - 6 mos. Waiting Period
- $50 Deductible at Student Health
- $15 Copay at Student Health
- Maternity Benefits
- ER Copay: $300 (waived if admitted)
- Medical Evacuation/Repatriation
Gold Plan
- No Lifetime Limits On Benefits
- $2,000,000 per Person per Policy Year
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Prescriptions - 70%, $2,000 max per year
- Pre-ex Condition - $2,500 Limit (First 6 Months)
- Mental Health & Substance Abuse
- Wellness Care
Ruby Plan
- Unlimited Maximum Benefits
- Coinsurance: 80% In-Network
- No Copays at SHC
- Out-of-pocket Maximum - $6,350
- Pre-Ex Condition - No waiting period
- Prescription Drugs $30 copay, 80% coinsurance
- Mental Health & Substance Use
- Wellness Care
Platinum Plan
- Unlimited Maximum Benefits
- Coinsurance: 80% In-Network
- No Copays / Deductible at SHC
- Out-of-pocket Maximum - $6,350
- Pre-Ex Condition - No waiting period
- Prescription Drugs - $20 copay/$40 copay/ 60%
- Mental Health & Substance Abuse
- Pediatric Dental & Vision
- Wellness Care
See what your alumni said...
Customer Rep was great at directing me through the PSI portal. I felt in good hands when trying to explain what I was looking for. I will definitely get this same insurance for next semester! I wish I would have tried this one out when I started my master's. My previous insurance was a mess, and really hard to get answers from. I needed extra OBGYN treatments and exams, which were not covered much at all and certainly hurt my pocket along with COVID-19. Their portal was absolutely terrible compared to PSI's. I love how easy to navigate PSI's portal is! Thank you for your assistance, and for showing me the extra help in discounts PSI offers!
Margaret
PSI offers much cheaper option than the school's recommended health insurance plan. Also, my friend being subscribed to PSI is another reason why I chose PSI. I’m normally healthy and rarely go to hospitals or see doctors but I’m personally concerned about emergency situations. And that’s why I chose Presidential Health Plan since it offers 100% coverage for emergency.
