PSI Health Insurance
Trusted by International Students Since 1996

UPENN Student Health Insurance Waiver Plans

Compare upenn student insurance options, prices, coverage dates, and waiver-ready documents online.

Waiver Deadline: August 31, 2026

Emerald Plan

$0

$400 deductible
  • Unlimited Maximum Benefits
  • Coinsurance 80% In-Network
  • No Copays at SHC

Platinum Plan

$0

  • Unlimited Maximum Benefits
  • Coinsurance: 80% In-Network
  • No Copays / Deductible at SHC

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

Why Choose PSI for Your Waiver?

We bridge the gap between complex university rules and affordable international student health insurance.

30 Years of Trusted Experience

Focused on international student insurance, with plans that align closely with school waiver requirements.

Dedicated Waiver Guidance

Enroll and receive step-by-step instructions to help you complete your school waiver quickly.

Compliant and Efficient Approval

Our plans are designed around school requirements to help your waiver get approved smoothly.

100% Refund Promise

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with PSI.

★★★★★
Recent

"PSI has diverse options for International Students which are provided by the most trusted insurance companies in USA like Aetna. They have a very strong collaboration with Universities like UPenn which makes it seamlessly easy for students to apply and use the policy. The policies have been specially curated for students and cover most of the benefits which might be necessary for a college going individual. The Customer Service support by PSI is really responsive and have thoroughly helped me in the entire process. They gave me the desired result in the expected time frame. Also, the representatives are very kind and helping. I strongly recommend other International Students (specially if you are coming to Penn) to check out PSI's offerings. "

— Samarth

★★★★★
Recent

"PSI insurance makes an intimidating system more approachable for international students in the USA. I used PSI in my 2019-2020 academic term as it was a good alternative to my university's student health insurance plan. The claim process was straightforward. The team was also very responsive. Due to the pandemic, I planned my return to the USA to be in the middle of the semester. PSI representatives were very helpful in tailoring my insurance coverage dates and my premium amount to match my needs exactly. The team continued to be very responsive throughout: to every query I received a response by the next day (often within the next couple of hours). I would recommend PSI to other international students."

— Agrima

★★★★★
Recent

"I chose PSI because I think its products strike a good balance between cost and coverages. I like that PSI offers different plans that may suit different needs. I'm particularly happy with its customer service reps - they always answer my questions promptly with patience. I've already recommended PSI to other International Students and will certainly do the same in the future."

— Katherine

★★★★★
Recent

"As a result of COVID-19, I am entering the US for school at an abnormal time, and so I needed custom coverage dates for insurance. You were clear in giving me instructions for how to enroll for customized dates, and were generally very fast in responding. I had my inquiry and request resolved quickly and promptly, so I am very happy with PSI's customer service. As for PSI's products, I have not yet used insurance from PSI so I cannot give any feedback, but I can attest that the plans are well tailored to the needs of international students and are at an affordable price."

— Guan

Need Assistance?

Our support team helps you understand the waiver steps and required insurance documents.