University of Pennsylvania
- PSI Emerald, Platinum, Royal Plus, and Presidential Health Plans meet UPenn insurance waiver requirements.
- After enrolling in the PSI plan, login to the Penn portal using your PennKey & password then proceed to the online insurance selection system.
- UPenn Health Insurance Verification Form
If you fail to complete the university's online waiver and are charged with the PSIP or receive a message stating that your coverage with PSI is being audited, you will also need to submit a Health Insurance Verification Form either to Aetna Student Health by fax at 410-822-1478 or to UPenn's SHS Insurance Office by fax at 215-746-0904. If you experience either of these cases, please send a message to Geoffrey@psiservice.com explaining your situation and we will send the form to the appropriate office. Should you require further assistance you can always contact UPenn's SHS Insurance Office (3535 Market Street, Suite 100, Room B101, Philadelphia, PA 19104-3376 | Phone: 215-746-3535 | Fax: 215-746-0904 | Email: shsinsur@pobox.upenn.edu) with any questions or concerns.
- If you need specific coverage dates, please email Info@psiservice.com
- Waiver Deadlines: Fall - 08/31/2024 | Spring - 01/31/2025 | Summer - 05/31/2025
- If I purchase health insurance from my university, how much would it cost?
Emerald Plan
- Unlimited Maximum & Lifetime Benefit
- Coinsurance 80% In-Network, 60% Out-Network
- Hospitalization, Inpatient Benefits
- Preventive Care per ACA - 100% In-Network
- Prescription Medications $30 Copay, 80% coinsurance
- No limits on Pre-Ex Conditions for Students
- Mental Health/Substance Abuse Treatments
- Intramural & Club Sports
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evacuation & Repatriation
Platinum Plan
- Unlimited Maximum & Lifetime Benefit
- Coinsurance: 80% In-Network
- Hospitalization, In/Outpatient Benefits
- Preventive Care, GYN exams, Vaccines
- Prescription Drugs $20 copay/$40 copay/ 60%
- No Limits on Pre-Ex Conditions for Students
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- Pediatric Dental & Vision
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
Royal Plus Plan
- Worldwide Coverage (excluding home country)
- Unlimited Maximum Benefit
- Coinsurance: 100% In-Network
- No Copays / Deductible at SHC
- Wellness & Preventive - 100% In-Network
- Urgent Care - $50 copay
- Out-of-pocket Maximum - $6,000
- Prescription Drugs $10/$20/$40 copay
- Pre-Ex Condition - No waiting period
- ER $300 Copay (waived if admitted)
- Diagnostic Services and Laboratory Tests
- Mental Health Benefits
- Medical Evacuation & Repatriation
Presidential Health
- Unlimited Maximum & Lifetime Benefits
- 90% In-Network Coinsurance
- Hospitalization, In/Outpatient Benefits
- Preventive Care, GYN, Vaccines, HPV
- Prescription Drugs $20 copay/$40 copay/ 60%
- Pre-existing Conditions - No limits
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Maxi $6,350 per year
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
See what your alumni said...
PSI has diverse options for International Students which are provided by the most trusted insurance companies in USA like Aetna. They have a very strong collaboration with Universities like UPenn which makes it seamlessly easy for students to apply and use the policy. The policies have been specially curated for students and cover most of the benefits which might be necessary for a college going individual. The Customer Service support by PSI is really responsive and have thoroughly helped me in the entire process. They gave me the desired result in the expected time frame. Also, the representatives are very kind and helping. I strongly recommend other International Students (specially if you are coming to Penn) to check out PSI's offerings.
Samarth
PSI insurance makes an intimidating system more approachable for international students in the USA. I used PSI in my 2019-2020 academic term as it was a good alternative to my university's student health insurance plan. The claim process was straightforward. The team was also very responsive. Due to the pandemic, I planned my return to the USA to be in the middle of the semester. PSI representatives were very helpful in tailoring my insurance coverage dates and my premium amount to match my needs exactly. The team continued to be very responsive throughout: to every query I received a response by the next day (often within the next couple of hours). I would recommend PSI to other international students.
Agrima
I chose PSI because I think its products strike a good balance between cost and coverages. I like that PSI offers different plans that may suit different needs. I'm particularly happy with its customer service reps - they always answer my questions promptly with patience. I've already recommended PSI to other International Students and will certainly do the same in the future.
Katherine
As a result of COVID-19, I am entering the US for school at an abnormal time, and so I needed custom coverage dates for insurance. You were clear in giving me instructions for how to enroll for customized dates, and were generally very fast in responding. I had my inquiry and request resolved quickly and promptly, so I am very happy with PSI's customer service. As for PSI's products, I have not yet used insurance from PSI so I cannot give any feedback, but I can attest that the plans are well tailored to the needs of international students and are at an affordable price.
Guan
用了快一年了，总体感觉PSI 保险简单、好用，推荐使用。中文客服人员回复很及时，保险使用很简单直接，保险报销方便迅速。
Peter
I chose PSI because it provides a product that suits my daughter's needs with a competitive price. I also had great experiences with PSI customer service - my questions were always answered promptly, even over the weekend. This is the second year that I chose PSI and I've already recommended PSI to other parents of international students. Keep up the good work! Thanks.