Virginia Tech

Can PSI insurance waive Virginia Tech insurance?

Yes — PSI plans meet all waiver requirements for Virginia Tech.

Save over $2,600! 100% compliant with VT Waiver requirements Fall 2026. PSI meets the strict $500 deductible limit. Includes instant ID card and a full refund guarantee.

Fall 2026 Waiver Deadline

August 31, 2026

80 days remaining

Our Promise: 100% Waiver Denial Refund

If VT rejects your PSI plan for any reason, we refund your premium in full. No hidden fees. Zero risk to you.

Virginia Tech Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

According to the official VT Waiver Policy 2026 , our plan meets all criteria and supports compliant waiver submission.
Requirement School Minimum PSI Status
Deductible Limit Individual annual deductible must not exceed $500. PSI plans for VT offer a low $250/$500 deductible, easily passing the $500 threshold.
Maximum Benefit The maximum medical benefit must be unlimited. PSI provides unlimited lifetime and annual maximum benefits.
Pre-existing Conditions Must be covered with no waiting periods. 100% immediate coverage from day one. No waiting periods for any conditions.
U.S. Carrier Requirement The insurance company must be based in the United States. PSI is a U.S.-based insurance provider with domestic claims processing.
Evacuation & Repatriation At least $50,000 for evacuation and $25,000 for repatriation. PSI provides a $100,000 combined limit for both services, well exceeding the school's requirements.

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive VT SHIP

Follow this guide to enter your PSI details into the online waiver system.

1

Purchase VT Compliant Plan

Select a PSI plan that meets all VT requirements. Complete your enrollment online to trigger the waiver documents.

2

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to

Log into the SMI Waiver Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive Virginia Tech insurance?
Yes. PSI plans are designed to satisfy all Virginia Tech SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my VT waiver is denied?
PSI offers a 100% Waiver Denial Refund Guarantee. If your waiver is denied due to a plan deficiency, we refund your full premium — no questions asked. Simply provide the denial notice from VT.

What is the VT insurance waiver deductible requirement?
Virginia Tech requires the annual deductible to be Individual annual deductible must not exceed $500.. PSI plans comply with this limit and are structured to maximize your waiver approval rate.

When is the VT Fall 2026 waiver deadline?
The Fall 2026 waiver deadline at Virginia Tech is August 31, 2026 (80 days from today). Submit your waiver through the school portal before this date.

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