What documents do I need to waive University of Pennsylvania insurance?

To waive University of Pennsylvania SHIP, you need to submit a completed insurance certification form through the Penn Portal portal. After purchasing a PSI plan, we provide step-by-step submission instructions.

Can PSI insurance waive University of Pennsylvania insurance?

Q: Can PSI insurance waive University of Pennsylvania insurance?

Yes, PSI plans meet all waiver requirements for University of Pennsylvania (UPenn). PSI is a comprehensive F-1 student health plan utilizing a nationwide PPO network and covering pre-existing conditions from Day 1.

Our Promise: 100% Waiver Denial Refund

If UPenn rejects your PSI plan for any reason, we refund your premium in full. No hidden fees. Zero risk to you.

University of Pennsylvania Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

According to the official UPenn Waiver Policy 2026 , our plan meets all criteria and supports compliant waiver submission.

Requirement	School Minimum	PSI Status
Waiver Compliance	Plan must meet all University of Pennsylvania insurance criteria for F-1/J-1 students.	PSI plans are guaranteed to meet all UPenn criteria and pass the waiver audit.
In-Network Access	Must provide non-emergency care within the Philadelphia area.	Full access to the Philadelphia PPO network, including Penn Medicine facilities.
Deductible & Out-of-Pocket	Must have reasonable out-of-pocket limits as required by the Wellness Office.	PSI offers low $100 deductible options to minimize your medical expenses.
Evacuation & Repatriation	Min. $50,000 for medical evacuation and $25,000 for repatriation.	PSI provides $100,000 for evacuation and repatriation (Exceeds requirements).

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive UPenn SHIP

Follow this guide to enter your PSI details into the online waiver system.

Purchase UPenn Compliant Plan

Select a PSI plan that meets all UPenn requirements. Complete your enrollment online to trigger the waiver documents.

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to Penn Portal

Log into the Penn Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive University of Pennsylvania insurance?

Yes. PSI plans are designed to satisfy all University of Pennsylvania SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my UPenn waiver is denied?

PSI offers a 100% Waiver Denial Refund Guarantee. If your waiver is denied due to a plan deficiency, we refund your full premium — no questions asked. Simply provide the denial notice from UPenn.

What is the UPenn insurance waiver deductible requirement?

University of Pennsylvania requires the annual deductible to be Must have reasonable out-of-pocket limits as required by the Wellness Office.. PSI plans comply with this limit and are structured to maximize your waiver approval rate.

When is the UPenn Fall 2026 waiver deadline?

The Fall 2026 waiver deadline at University of Pennsylvania is August 31, 2026 (80 days from today). Submit your waiver through Penn Portal before this date.

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