Harvard University

Can PSI insurance waive Harvard University insurance?

Yes — PSI plans meet all waiver requirements for Harvard University.

Designed to support Harvard waiver submissions and Massachusetts MCC-related coverage requirements. Includes instant ID card access after enrollment. Waiver denial refund may apply under PSI’s refund policy if the denial is due to plan requirement mismatch.

Fall 2026 Waiver Deadline

July 31, 2026

11 days remaining

Our Promise: 100% Waiver Denial Refund

If your Harvard denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Harvard University Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

Requirement School Minimum PSI Status
MA State Compliance Plan must meet Massachusetts Minimum Credible Coverage (MCC) standards. PSI plans for Harvard are specifically underwritten to meet or exceed MA MCC requirements.
US-Based Carrier Insurance company must be headquartered and operating in the US. PSI is a US-based provider with a domestic claims office and 24/7 service.
Mental Health & ROI Must provide coverage for mental health and substance abuse parity. Unlimited coverage for inpatient and outpatient mental health services.
Pre-existing Conditions No waiting periods allowed for pre-existing conditions. 0-day waiting period. Fully covered from the policy effective date.
Evacuation & Repatriation Min. $50,000 for evacuation and $25,000 for repatriation. $100,000 combined maximum benefit(Blue Diamond plan) (Exceeds Harvard standards).

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive Harvard SHIP

Follow this guide to enter your PSI details into the online waiver system.

1

Purchase Harvard Compliant Plan

Select a PSI plan that meets all Harvard requirements. Complete your enrollment online to trigger the waiver documents.

2

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to

Log into the HUSHP Waiver Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive Harvard University insurance?
Yes. PSI plans are designed to satisfy all Harvard University SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my Harvard waiver is denied?
PSI offers a 100% Waiver Denial Refund Guarantee. If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

When is the Harvard Fall 2026 waiver deadline?
The Fall 2026 waiver deadline at Harvard University is July 31, 2026 (11 days from today). Submit your waiver through the school portal before this date.

What documents do I need to waive Harvard insurance?
You will typically need your PSI insurance details and, depending on Harvard University's process, either an uploaded waiver form or policy information entered into the school waiver portal.

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