Trusted by International Students Since 1996

Harvard University
Health Insurance Waiver for International Students

Find plans for HARVARD students, enroll online, and download documents for your waiver submission.

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Health Insurance Documents Available

Eligibility Verification

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STUDENT MEDICAL CARD

MEMBER SINCE 1996 WAIVER COMPLIANT

Harvard Insurance Information for International students.
After enrolling, click on 'Waiver Instructions' in your account for guidance on answering all the Online Waiver questions.
Fall waiver deadline: 07/31/2026, waivers accepted through 09/30/2026 with a late fee.
For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
If I purchase health insurance from my university, how much would it cost?

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Recommended Plans

Prices currently shown for: ANNUAL

Sapphire Plan

No Lifetime Limits On Benefits
$500,000 per Injury/Illness
Coinsurance: 80% In-Network
Mental health coverage
Prescription Drugs: 80% of Usual Charges
Out-of-Pocket Maximum $2000 In-Network
Pre-ex Conditions - No limits
$45 Deductible at Student Health
Medical Evacuation/Repatriation - $60,000
Return of Mortal Remains - $50,000
COVID is treated like any other sickness

Presidential Plan

Worldwide Coverage ($1,000 home country coverage)
Unlimited Maximum Benefit
Coinsurance: you pay 20% (In-Network)
No Copays / Deductible at SHC
Pre-Ex Condition - No waiting period
Prescription Drugs $10/$20/$40 copay
Mental Health
Wellness Care

Blue Diamond

Unlimited Maximum Benefits
Coinsurance: 80% In-Network
No Copays at SHC
Out-of-pocket Maximum - $6,350
Pre-Ex Condition - No waiting period
Prescription Drugs $30 copay, 80% coinsurance
Mental Health & Substance Use
Wellness Care

The premium amount displayed reflects your insurance premium plus administrative and payment processing fees.

Our Promise: 100% Waiver Denial Refund

If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Trusted by Students

Recent feedback from students who successfully waived their school health insurance with us.

★★★★★

Recent

"Waiver process was so simple! I was worried about my F1 visa status, but PSI made it easy. You can tell they have years of experience helping international students."

— Li W., Computer Science

★★★★★

Recent

"Best decision ever. The PSI plan covers exactly what school requires, and their 30+ years of experience really shows in the support."

— Arvinder K., Engineering

Harvard University Health Insurance Waiver for International Students