FIU - Plans Accepted For School Requirements
- FIU Insurance Information for F1 and J1 students
- FIU recommends PSI Health Insurance on this video (see 1:24).
- PSI Cromo Premier, Sapphire, Gold, & Blue Diamond Plans meet the requirements, and approved by FIU as an alternative insurance plans.
- Waiver Deadlines: FALL - 09/15/2025 | SPRING - 02/06/2026 | SUMMER - 06/15/2026
- After your purchase, please allow 2-3 business days for your insurance hold to be removed.
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- For stand-alone Medical Evacuation and Repatriation plan, please click HERE.
Garnet Plan
- No Lifetime Limits On Benefits
- $250,000 per Injury/Illness to an overall $1,000,000
- Coinsurance: 80% In-Network
- Mental Health Coverage
- Preventive Care - 80% In-Network
- Prescription Drugs: 80% of charges
- Pre-Ex Conditions - 6 mos. Waiting Period
- $50 Deductible at Student Health
- $15 Copay at Student Health
- Maternity Benefits
- ER Copay: $300 (waived if admitted)
- Medical Evacuation/Repatriation
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
Gold Plan
- No Lifetime Limits On Benefits
- $2,000,000 per Person per Policy Year
- Coinsurance: 80% In-Network
- Preventive Care, GYN exams, Vaccines
- Prescription Drug Benefit
- Mental Health Benefit
- Alcohol and Substance Abuse
- Maternity Care Benefits
- Pre-ex Conditions waiting period 6 mos
- No Copays/Deductible at SHC
- Medical Evacuation & Repatriation
Blue Diamond
- Unlimited Maximum & Lifetime Benefit
- 80% In-Network Coinsurance
- Hospitalization, Inpatient Benefits
- Preventive Care, GYN exams, Vaccines
- Prescription Drugs: $30 copay, 80% Co-ins
- Student Pre-Ex Condition No Limits
- Mental Health Benefits
- Alcohol & Substance Abuse
- Maternity Care Benefits
- Out-of-Pocket Max $6,350/year
- No Copays at SHC
- Medical Evacuation & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
I chose PSI because the web was easy to understand and navigate even though it was the first time I bought an international insurance. The Gold Plan satisfied the university requirements. All the emails are rapidly responded and the company provides kind support. I definitely recommend this company for all international students in the US