University of Maryland - College Park
OPT, Summer/Winter Camps, Study Abroad Students
Age
PSI OPT Plan
- $150,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- Medical Evacuation & Repatriation - $50,000 max
- Return of Mortal Remains - $25,000 max
- Worldwide Coverage, excluding Home Country
PSI H1B Plan
- $500,000 Maximum Benefit
- OPT and H1B are eligible (also, students waiting for EAD are eligible)
- Coinsurance - 80% In-Network，60% Out-Network
- Mental health - Max $50 per visit
- Prescriptions - 80% of Charges, up to $2,000
- Urgent Care - $30 copay
- Physician/Specialist - $30 copay
- Medical Emergency - $350 copay
- Medical Evacuation & Repatriation - $100,000 max
- Return of Mortal Remains - $50,000 max
- Worldwide Coverage, excluding Home Country
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
PSI的工作人员很尽职，任何关于保险的回复都很及时，能帮助我们很好地理解所购买保险应该享有的权益以及不同保险之间的区别，非常感谢！
Cynthia
PSI真的帮忙太多了，不仅感觉是保险公司，简直就是医疗咨询心理疏导团。PSI买的流程也很简单，价格也超级美丽。服务非常棒棒，绝对良心保险。我新冠确诊了之后，症状很重，问了客服小姐姐Holly，她也非常关心我病情，非常暖心。后来我Emergency Room，在输液的时候就开始担心天价了，还好回头问了PSI客服姐姐，说可以cover 100%UCR。真的十分贴心！让我治疗新冠之旅更加顺畅了～
Elena
因为是第一次来美国读书，一开始对于购买保险的情况还不太了解，被周边的朋友案例介绍来不少，最后还是选择了价格友好，服务细致，匹配度高的PSI作为下个学期的保险。 听之前的师兄说PSI更便宜而且服务有保障，于是在开学前选定了PSI，Gold计划全年仅仅一千刀出头。对于初到美国的留学生这个价格真的非常亲民。此外，PSI官网供我选择的保险计划种类还是很多的，有全年购买的，也有按学期购买的，还有按天计算买的，这样的购买方式真的很人性化。