Northern Illinois University (All Campuses)
- PSI Plans meet NIU insurance waiver requirements.
- You can find all the information that you need for waiver by logging in to your PSI Account and click on the “Waiver Instructions” button.
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If you require specific coverage dates, kindly send an email to info@psiservice.com.
- FALL waiver deadline: 09/30/2025
- If I purchase health insurance from my university, how much would it cost?
Opal Plan
- No Lifetime Limits On Benefits
- Unlimited Maximum Benefits
- Coinsurance 80% In-Network
- Mental Health Coverage
- Preventive Care - 100% In-Network
- Prescription Drugs: 80% of charges; $30 copay
- Pre-Ex Conditions - No Waiting Period
- Out-of-Pocket Maximum $6,350/year
- Intramural & Club Sports
- Maternity Care Benefits
- No Copays at SHC
- ER Copay: $300 (waived if admitted)
- Medical Evacuation & Repatriation
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.
See what your alumni said...
The overall experience is really good. They assisted me with all the questions I have and that's really nice of them.
Vishnu
经过对比所有的符合学校资格的保险公司的Plan，对比了免赔额，自付比例，自付上限，保险费用，医疗网络，最终选择了PSI。 事实证明我的选择没有错，校医院不需要自付，看病理赔非常方便。周围的朋友在我的安安利之下，都选择了PSI。
