University of North Carolina at Chapel Hill

Can PSI insurance waive University of North Carolina at Chapel Hill insurance?

Yes — PSI plans meet all waiver requirements for University of North Carolina at Chapel Hill.

Features UHC PPO network for UNC Health. Includes instant ID card and full refund guarantee.

Fall 2026 Waiver Deadline

September 10, 2026

25 days remaining

Our Promise: 100% Waiver Denial Refund

If your UNC denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

University of North Carolina at Chapel Hill Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

Requirement School Minimum PSI Status
Deductible Limit Individual annual deductible must not exceed $500. PSI plans for UNC offer a $100 deductible, far below the $500 cap.
US-Based Carrier The insurance carrier must be a US-based company. PSI is a US-based provider with domestic claims and 24/7 support.
Network Access Must provide access to in-network providers in the Chapel Hill area. Full access to the UHC PPO network, including UNC Health hospitals.
Pre-existing Conditions No waiting periods or exclusions for pre-existing conditions. 0-day waiting period. Comprehensive coverage starts from day one.
Evacuation & Repatriation Min. $50,000 for evacuation and $25,000 for repatriation. $100,000 combined maximum benefit (Exceeds UNC standards).

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive UNC SHIP

Follow this guide to enter your PSI details into the online waiver system.

1

Purchase UNC Compliant Plan

Select a PSI plan that meets all UNC requirements. Complete your enrollment online to trigger the waiver documents.

2

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to

Log into the UNC Student Blue Waiver Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive University of North Carolina at Chapel Hill insurance?
Yes. PSI plans are designed to satisfy all University of North Carolina at Chapel Hill SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my UNC waiver is denied?
PSI offers a 100% Waiver Denial Refund Guarantee. If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

What is the UNC insurance waiver deductible requirement?
University of North Carolina at Chapel Hill requires the annual deductible to be Individual annual deductible must not exceed $500.. PSI plans comply with this limit and are structured to maximize your waiver approval rate.

When is the UNC Fall 2026 waiver deadline?
The Fall 2026 waiver deadline at University of North Carolina at Chapel Hill is September 10, 2026 (25 days from today). Submit your waiver through the school portal before this date.

What documents do I need to waive UNC insurance?
You will typically need your PSI insurance details and, depending on University of North Carolina at Chapel Hill's process, either an uploaded waiver form or policy information entered into the school waiver portal.

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