Stanford University

Can PSI insurance waive Stanford University insurance?

Yes — PSI plans meet all waiver requirements for Stanford University.

Designed to support Stanford Cardinal Care Fall 2026 waiver submissions. PSI plans start at $1,026 compared with Stanford Cardinal Care at $8,200+. Includes instant ID card access after enrollment. Waiver denial refund may apply under PSI’s refund policy if the denial is due to plan requirement mismatch.

Fall 2026 Waiver Deadline

September 15, 2026

49 days remaining

Our Promise: 100% Waiver Denial Refund

If your Stanford denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Stanford University Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

Requirement School Minimum PSI Status
ACA Comparability Plan must be ACA-comparable and provide Minimum Essential Coverage (MEC). PSI plans for Stanford are comprehensive health insurance, meeting all ACA-equivalent standards.
Bay Area Network Access Must provide non-emergency care within the SF Bay Area (Palo Alto region). Full in-network access to providers in Palo Alto, including the UHC/Aetna PPO network.
Out-of-Pocket Maximum Annual Out-of-Pocket maximum must be $9,450 or less (2025-26 standard). PSI Out-of-Pocket limits are well below the $9,450 requirement.
Pre-existing Conditions No waiting periods or exclusions for pre-existing conditions. 0-day waiting period. Pre-existing conditions are covered from day one.
Suicide & Mental Health Must cover mental health, substance abuse, and suicidal conditions. Full parity for mental health and suicidal conditions as required by Vaden Health.

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive Stanford SHIP

Follow this guide to enter your PSI details into the online waiver system.

1

Purchase Stanford Compliant Plan

Select a PSI plan that meets all Stanford requirements. Complete your enrollment online to trigger the waiver documents.

2

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to

Log into the Stanford Vaden Health Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive Stanford University insurance?
Yes. PSI plans are designed to satisfy all Stanford University SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my Stanford waiver is denied?
PSI offers a 100% Waiver Denial Refund Guarantee. If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

When is the Stanford Fall 2026 waiver deadline?
The Fall 2026 waiver deadline at Stanford University is September 15, 2026 (49 days from today). Submit your waiver through the school portal before this date.

What documents do I need to waive Stanford insurance?
You will typically need your PSI insurance details and, depending on Stanford University's process, either an uploaded waiver form or policy information entered into the school waiver portal.

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