Rutgers University

Can PSI insurance waive Rutgers University insurance?

Yes — PSI plans meet all waiver requirements for Rutgers University.

Designed to support Rutgers Fall 2026 waiver submissions. Features access to the UHC PPO network across NJ/NY. Includes instant ID card access after enrollment. Waiver denial refund may apply under PSI’s refund policy if the denial is due to plan requirement mismatch.

Fall 2026 Waiver Deadline

September 25, 2026

33 days remaining

Our Promise: 100% Waiver Denial Refund

If your Rutgers denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

Rutgers University Insurance Waiver Requirements

The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.

Requirement School Minimum PSI Status
US-Based Coverage The insurance company must be a US-based carrier with a US claims office. PSI is a US-based provider with domestic claims processing and 24/7 US support.
Network Access Must provide unrestricted access to providers in the New Jersey/New York area. Full access to the national UnitedHealthcare PPO network, highly accepted in New Brunswick, Newark, and Camden.
Pre-existing Conditions No waiting periods or exclusions for pre-existing conditions. 0-day waiting period. Pre-existing conditions are covered from the first day of the policy.
No Reimbursement Plan Plan may not be a reimbursement-only plan; must support direct billing. PSI is a PPO plan with direct billing. No need to pay out-of-pocket for in-network services.
Evacuation & Repatriation Min. $50,000 for medical evacuation and $25,000 for repatriation. $100,000 combined maximum benefit (Exceeds Rutgers requirements).

PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.

How to Successfully Waive Rutgers SHIP

Follow this guide to enter your PSI details into the online waiver system.

1

Purchase Rutgers Compliant Plan

Select a PSI plan that meets all Rutgers requirements. Complete your enrollment online to trigger the waiver documents.

2

Get Your Insurance Details

Check your PSI ID card for your Member ID, Group Number, and Bin Number. You will need these for the online portal.

Submit to

Log into the University Health Plans (UHP) Portal and provide the information or upload the form to complete your waiver.

Frequently Asked Questions

Can PSI insurance waive Rutgers University insurance?
Yes. PSI plans are designed to satisfy all Rutgers University SHIP waiver criteria including deductible limits, out-of-pocket maximums, emergency evacuation, and network requirements.

What happens if my Rutgers waiver is denied?
PSI offers a 100% Waiver Denial Refund Guarantee. If your school denies your waiver during the official waiver period — and you haven't filed any claims — we refund your premium in full. Simple as that.

When is the Rutgers Fall 2026 waiver deadline?
The Fall 2026 waiver deadline at Rutgers University is September 25, 2026 (33 days from today). Submit your waiver through the school portal before this date.

What documents do I need to waive Rutgers insurance?
You will typically need your PSI insurance details and, depending on Rutgers University's process, either an uploaded waiver form or policy information entered into the school waiver portal.

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