Our Promise: 100% Waiver Denial Refund
If NYU rejects your PSI plan for any reason, we refund your premium in full. No hidden fees. Zero risk to you.
New York University Insurance Waiver Requirements
The table below lists the official waiver criteria for Fall 2026. PSI plans are designed to meet every requirement.
| Requirement | School Minimum | PSI Status |
|---|---|---|
| U.S. Operation & Claims | Company must be headquartered in the U.S. with a U.S. claims address/phone. | PSI is a U.S. based company with a domestic claims office and 24/7 U.S. customer service. |
| NYC Area Coverage | Full inpatient and outpatient care within the New York City area (Emergency-only not accepted). | Utilizes the UnitedHealthcare PPO network with thousands of providers across all five NYC boroughs. |
| Effective Dates | Fall coverage must be active from August 21st through August 20th of the following year. | PSI plans for NYU are specifically aligned to match these exact effective dates. |
| Maximum Benefit | The maximum benefit payable must be unlimited. | Unlimited maximum benefit per policy year, meeting the highest NYU standard. |
| Deductible Limit | Policy deductible not to exceed $1,500 per policy year. | PSI NYU plans offer deductibles of $100 or $500, far below the $1,500 limit. |
| Pre-existing Conditions | No waiting period for pre-existing conditions. | 0-day waiting period. Pre-existing conditions are covered from the first day of the policy. |
| Evacuation & Repatriation | Min. $50,000 for medical evacuation and $25,000 for repatriation. | PSI provides $100,000 for evacuation and $50,000 for repatriation (Exceeds NYU requirements). |
PSI is not affiliated with or endorsed by your university. Our plans are offered as a waiver-eligible alternative to the university's student health insurance plan.
How to Successfully Waive NYU SHIP
Follow this specific process to submit your signed documentation to the school.
Purchase NYU Compliant Plan
Select a PSI plan that meets all NYU requirements. Complete your enrollment online to trigger the waiver documents.
Receive Pre-Signed Form
Automatically Generated: Check your email inbox. You will find the NYU Waiver Form PDF with Carrier Certification already filled out and signed by PSI.
Email to School
Send the completed PDF as an attachment to health.insuranceattestation@nyu.edu.
Frequently Asked Questions
Can PSI insurance waive New York University insurance?
What happens if my NYU waiver is denied?
What is the NYU insurance waiver deductible requirement?
When is the NYU Fall 2026 waiver deadline?
Ready to clear your Registration Hold?
Join thousands of NYU students who trust PSI every year.