Jade Gold Platinum
Price/30 days
Deductible
PPO Network Aetna Aetna Aetna
Maximum Benefit $500,000 $2,000,000 无上限
Deductible at SHC $45 $0 $0
Covid-19 Testing ✓ ✓ (1次免费的非医疗必需新冠检测) ✓ (1次免费的非医疗必需新冠检测)
Co-Insurance 80% 80% 80%
Physician Visits 80%，$0挂号费 80% ($25 挂号费/每次) 80% ($25 挂号费/每次)
Urgent Care 80%，$0挂号费 80% ($50 挂号费/每次) 80% ($50 挂号费/每次)
Emergency Room Visits $300 挂号费/每次（住院则免除） $150 每次 $100 每次
Prescription Drugs 80% 70% $20/$40/$60 处方药自付额
Preventive Care 不包含 网内100%报销 网内100%报销
Pre-existing Condition 等待期6个月 等待期内报销$2500 ✓
Out-of-Pocket Maximum $5,000 无上限 $6,350
Maternity 80% 80% 80%
Mental Health 80% 80% 80%
Intramural, Club & Recreational Sports ✘ ✘ ✓
Pediatric Dental/Vision ✘ ✘ ✓
Medical Evacuation & Repatriation ✓ ($60,000 上限) ✓ ✓
Return of Mortal Remains ✓ ($50,000 上限) ✓ ✓
Worldwide Coverage ✓ (原籍国除外) ✓ (原籍国除外) ✓ (原籍国除外)