Harvard University
- Harvard Insurance Information for International students.
- After enrolling, click on 'Waiver Instructions' in your account for guidance on answering all the Online Waiver questions.
- Fall waiver deadline: 07/31/2026, waivers accepted through 09/30/2026 with a late fee.
- For Plans that we offer to Recent Grads, OPT Participants, and H1B visa holder, click HERE.
- If I purchase health insurance from my university, how much would it cost?
Sapphire Plan
- No Lifetime Limits On Benefits
- $500,000 per Injury/Illness
- Coinsurance: 80% In-Network
- Mental health coverage
- Prescription Drugs: 80% of Usual Charges
- Out-of-Pocket Maximum $2000 In-Network
- Pre-ex Conditions - No limits
- $45 Deductible at Student Health
- Medical Evacuation/Repatriation - $60,000
- Return of Mortal Remains - $50,000
- COVID is treated like any other sickness
Blue Diamond
- Unlimited Maximum Benefits
- Coinsurance: 80% In-Network
- No Copays at SHC
- Out-of-pocket Maximum - $6,350
- Pre-Ex Condition - No waiting period
- Prescription Drugs $30 copay, 80% coinsurance
- Mental Health & Substance Use
- Wellness Care
The plan comparison and benefit information provided on this webpage is for general reference only and does NOT guarantee coverage or payment. For complete and detailed information
regarding your coverage, plan benefits, exclusions, and claims procedures please download the official Policy Brochure and/or Terms & Conditions. The provisions outlined in the Policy Brochure
and/or Terms & Conditions will prevail.
We gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an
alternative to the university's student health insurance plan.