City College of New York
Health Insurance

  • CCNY recommends PSI health insurance for International Students & Scholars.
  • If your effective/start date is not shown below, you'll be able to select any coverage dates when enrolling online. For assistance, please contact info@psiservice.com.
  • OPT Participants, or those waiting for OPT to start, are eligible for Explorer plans >> Click "Enroll Now" to see your options.
  • Not an F1 or J1 Student?  I'm a J1 Exchange Visitor Scholar
  • Covid19 is paid as any other sickness for all the 2022-23 plans below.
  • The Federal government has launched a national website where each household can receive a one-time shipment of four free OTC at-home Covid-19 tests shipped directly from covidtests.gov.

School Coverage Periods & Rates

ACADEMIC YEAR
08/25/2022 - 06/03/2023
ANNUAL
08/25/2022 - 08/24/2023
FALL
08/25/2022 - 12/31/2022
30-DAY RATE

Bronze Plan

  • No Lifetime Limits on Benefits
  • $500,000 per year; $150,000 per Injury/Illness
  • Coinsurance: 100%, except as noted
  • Diagnostic Services
  • Mental Health coverage
  • Prescriptions - 100%, max $100 injury/illness
  • Urgent Care - 100% to $50 per visit
  • Pre-ex Conditions - 6 month waiting period
  • Deductible at Student Health - $45
  • Medical Evacuation & Repatriation - $60,000
  • COVID is treated like any other sickness

Silver Plan

  • No Lifetime Limits On Benefits
  • $500,000 per Injury or Sickness
  • Coinsurance: 80% In-Network, 70% Out-Network
  • Diagnostic Services and Laboratory Tests
  • Mental Health coverage
  • Prescriptions - 70%, $1,000 max per year
  • Urgent Care - $50 copay
  • Pre-ex Conditions - 6 month waiting period
  • No Copays/Deductible at Student Health
  • Medical Evacuation & Repatriation - 100%
  • COVID is treated like any other sickness
PSI gathered this information as a resource for students, and this does not intend to imply a relationship between your school and our website, or company. Our plans simply offer an alternative to the university's student health insurance plan.

Claim Procedures

Step 1: Bring Your Insurance ID card

Login to your PSI account and print your Insurance ID Card. Always present your Insurance ID Card to your Doctor or Hospital so they can submit your claim directly to us.

Step 2: Visit your Student Health Center or a Preferred Provider

If you are sick or injured, please visit the Student Health Service first. If not available, proceed to a Preferred Provider Network.
We encourage students to use a Preferred Provider whenever possible for two reasons:

1) They have a contract to bill us directly for services so you don't have to pay out of pocket and then file a claim yourself;

2) They have agreed to contracted pricing for covered medical expense, which means your medical cost and charges are kept as low as possible and never exceed the set price which providers accept as payment.

If you visit an Out-of-Network Doctor or Hospital, ask if they can submit claims on your behalf. If they cannot, you will be required to pay for your medical bills during your visit. Afterwards, seek reimbursement by filing a claim. Simply download a Claim Form, Complete, and Sign then include a copy of your ID Card with your medical bills or receipts.

FAQs

Compare Plan Details